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Safe Harbor Plans

Safe Harbor Plans: a smart alternative

Employers struggling with 401(k) plans that fail ADP/ACP nondiscrimination testing or top heavy testing have a simple alternative – a safe harbor 401(k) plan. A safe harbor plan is a traditional 401(k) that includes provisions that – when certain requirements are met – eliminate ADP/ACP testing and top heavy testing.

Get detailed information about Safe Harbor Plans and how they can work for you: